📌 Key Summary
MyPaymentsPlus, operated by Horizon Software International (Duluth, GA), is an online system that lets parents pay for school meals, fees, and activities without cash or checks. After registering with a student’s ID number at mypaymentsplus.com, a parent can view cafeteria balances, set low-balance alerts, enable autopay, and pay invoices for items like technology fees or field trips, all from one login covering multiple children. Payments run through credit/debit cards (Visa, Mastercard, Amex) or electronic checks (ACH) processed by Persolvent, a designated third-party processor, before funds reach the school’s account. A Program Fee may apply and is disclosed before checkout. Refunds for purchased items must be requested from the school directly once funds are deposited, since MyPaymentsPlus and its processor no longer hold the money at that point.

MyPaymentsPlus is an online payment platform operated by Horizon Software International, LLC, based in Duluth, Georgia. Parents and guardians use it to fund student cafeteria accounts, pay school fees, and register for activities and exams at participating K-12 districts. A separate payment processor, currently Bruber Financial, Inc. doing business as Persolvent, holds submitted funds until they are deposited into the school’s designated bank account. Registration requires the student’s ID number and creates one login that manages every child in the household enrolled at a participating school. Access is limited to authorized users who are at least 18 years old and reside in the United States.
What Is WWW.MyPaymentsPlus.Com Used For
MyPaymentsPlus centralizes four categories of school payments: cafeteria funding, fees or invoices, optional activities, and digital forms. Parents load money onto a student’s meal account instead of sending cash or checks, view real-time cafeteria purchase history, and set low-balance alerts or autopay to prevent a student from running out of funds. The Fees module lets districts invoice individual students for items such as a technology fee, a lost library book, or class dues, and parents pay those invoices from the same dashboard. The Activities module handles optional sign-ups and payments for field trips, parking permits, yearbooks, and club dues, sometimes with attached digital forms for permission slips or emergency contact information. Some districts also process AP exam registration fees through the same system.
Horizon Software markets MyPaymentsPlus as a single point of access so a parent with multiple children, even across different schools in the same district, checks and pays everything from one account rather than juggling separate school-specific systems.
How Do You Register for MyPaymentsPlus
Registration starts by selecting your state and school or district, not by searching a general sign-up form. Go to mypaymentsplus.com and click Register Now, then choose your state and the specific school or district your child attends from the dropdown list. Enter your name and email address, then create a username and password. After confirming your password, click Register to sign in.
You then link each child individually. On the dashboard, open the My Account tab, click Manage Students, and select Add Student. Enter the student’s ID number and last name exactly as the school has them on file, then click Add Student. If you don’t know the student ID, contact the school office directly, since MyPaymentsPlus itself does not issue or look up ID numbers. Newly registered accounts can take up to 24 hours before payment options for a student appear on the dashboard.
What Payment Methods Does MyPaymentsPlus Accept
MyPaymentsPlus accepts major credit and debit cards, including American Express, Mastercard, and Visa, along with electronic checks drawn on a valid U.S. bank account. Electronic check payments run through the Automated Clearing House network, and submitting one authorizes an electronic funds transfer from the designated account for the exact amount entered. Not every bank account type qualifies: consumer and business checking or savings accounts are generally accepted, but some cash management, sweep, and investment accounts are excluded from ACH use. The platform can also reject accounts from certain banks at its discretion, so a payment attempt from an unsupported account type will fail even if the balance is sufficient.
Does MyPaymentsPlus Charge a Fee to Use
MyPaymentsPlus may charge a Program Fee for the convenience of paying online, and the exact amount is disclosed before the payment is finalized, never added silently afterward. The fee amount and whether it applies depends on the participating school or district’s arrangement with Horizon Software, so it varies by location rather than following one national rate. Separately, if an electronic check payment fails, for example due to insufficient funds, account closure, or incorrect account details, the service can charge a returned-payment fee equal to the lesser of $30 or the maximum amount permitted under state law. That returned fee can be deducted directly from the linked bank account or from the funds available in the student’s meal or fee account.
How Do Refunds Work on MyPaymentsPlus
Refunds for goods or services purchased through MyPaymentsPlus, such as a canceled field trip or an overpaid fee, must be requested from the school or district, not from Horizon Software or the payment processor. Once submitted funds are deposited into the school’s designated bank account, MyPaymentsPlus and its processor no longer hold the money and have no further payment-return obligation under the platform’s Terms of Use. If a payment fails before it reaches the school, for instance because a card is declined or a school ultimately doesn’t accept a specific transaction, the money is returned to the parent’s original payment method rather than sent to the district. Because of this split, parents who need a refund for a canceled activity should contact the school’s office or activity coordinator directly instead of the MyPaymentsPlus help desk.
Is MyPaymentsPlus Safe for Bank and Card Information
MyPaymentsPlus restricts visibility of stored payment details so tightly that even its own technical support staff cannot view a parent’s saved bank account or credit card numbers, according to Horizon Software’s official user guide for district administrators. The platform recommends browsers that support SSL encryption for the connection between a parent’s device and the payment servers. Under the platform’s liability terms, Horizon and its processor cap their total liability to a user at $100 for any dispute arising from use of the service, which makes prompt account monitoring the parent’s primary practical safeguard. If a parent suspects unauthorized use of their MyPaymentsPlus login or linked bank account, the Terms of Use direct them to notify both MyPaymentsPlus and their bank immediately, since delayed reporting can increase a user’s liability for unauthorized transactions under standard banking regulations.
How Do You Manage Multiple Students or Get Help
One MyPaymentsPlus login manages every enrolled child, added individually through the Manage Students screen using each student’s ID and last name, so a parent with three children in the same district checks balances and pays fees for all of them without switching accounts. Live chat and a help center are linked directly from the MyPaymentsPlus homepage for account or payment issues, while questions tied to a specific student’s enrollment, ID number, or fee amount are typically resolved faster by contacting that child’s school directly, since Horizon Software does not control school-specific enrollment records. The mobile app, available for iOS and Android, mirrors the website’s core functions: balance viewing, fund loading, and fee or activity payment, useful for parents who prefer managing accounts from a phone rather than logging into the desktop site.